Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee - St. Catharines, Ontario

Robert C.

It's hard to believe that all of these five star reviews are actually legitimate. I emailed on their website about getting a consumer proposal done and I got an email the same day from Lorna. The email stated that she was going to contact me the next day and I waited and never received a phone call. I did however receive another email that said she would call me again and she never responded to my response to that where I confirmed her to call me. So this morning I emailed once again for the third time stating that I will be available to talk after 3:00 in the afternoon and waited and waited and waited and never got a call. I then called their office myself and spoke with the secretary who stated that Lorna was on the phone and couldn't chat and I explained how I was very disappointed already that I had sent multiple emails and was told I was going to be called multiple times for her to then tell me that all we probably just didn't get the emails so I have a hard time believing that I am a one case scenario that these people treat like this. One star review and if I can give them a zero I would.

J.C. C.

Great customer service! They are very helpful in consolidating debt and dealing with creditors. They provided several resources for budgeting, and encouraged me to call anytime if I had any questions.

Heather B.

Everyone i have spoken to has been absolutely amazing. This has been a very effortless and stress free process. Jamie has gone above and beyond making sure I am comfortable and understand absolutely everything.
10/10 would recommend to everyone

Loft B.

For anyone dealing with debt and the anxiety that comes with it, your solution is right here. I gave them a call, it was free, few days later, I regained my life back. It's that simple, they will help you, educate you and give you a fresh start stress free. Big thanks to Jamie for all the help and support.

Zaara A.

I got myself in major financial trouble due to an array of events that occurred in my life. I was lost and so confused about what to do. After dealing with a debt consolidation firm that completely ghosted me after initially signing me up, I went into default and my debt consolidation was canceled.

I started researching bankruptcy and came across Hoyes. I was connected with an amazing Bankruptcy and insolvency associate named Jamie, who Helped me understand where I stood financially and how I could fix the problems that had been created. When I first contacted Jamie, I really felt scared and clueless, even dumb because I thought I was bombarding her with questions and it was also overwhelming. However, Jamie went above and beyond, and answered every single Mine so gracefully without making me feel dumb or silly for asking so many questions. She reassured me that she would help me get through this, and she honestly has kept her. I think I must’ve emailed her questions and concerns at least 50 times over the course. But she’s never made me feel like I was bothering her that I shouldn’t message her.
Actually, everybody at Hoyes has been so helpful and accommodating whether it has to do with questions while Jamie was Or discussing payment issues.
I would highly recommend Hoyes To anybody who may be in financial trouble and needs guidance or a path to learn how to fix things. I am so grateful I came across Hoyes and was connected to Jamie. I e had my first counseling session to understand how to budget my finances and begin a new journey with my money once my bankruptcy has been discharged!

Cat T.

Jamie has been absolutely amazing and helpful during this process with me. It was originally very anxiety inducing but she helped me understand everything that was going on. Couldn't recommend more.

primah K.

They are so professional especial Jamie she help us with high knowledge and friendly I recommend them if any one has lots of loans that you can not pay off they will help you I have good experience with them

Catherine

Jamie has been a pleasure to work with. She was so understanding, compassionate, informative, and professional. In what feels like a very negative situation, she was able was able to find a solution and offer solid advice. I highly recommend working with Jamie and Ted.