4 Pillars Consulting - Kootenay Debt Consulting - Castlegar, British Columbia

Thomas H.

My experience with Robert has been a great one. He has helped me to choose the best way to approach my debt situation and I am now on my way to financial success.
At first, this was a very difficult choice to make, as it made me feel very embarrassed. Through many discussions, Robert helped me to understand this was the best option for me to get out of my current debt situation... And I agree with him. He made me feel comfortable and that there was a light at the end of the tunnel. This was the best decision I have made in a long while with my finances and I must thank Robert for all of his encouragement.
All this being said, I would strongly recommend this service to anyone trying to get through a difficult debt situation.

Amanda C.

Robert Osborne changed my life. I had been in debt for 6 years and felt like there was no way out. Then one day my husband's friend recommended we go meet with Robert and see if he could help. He explained my options, gave me hope and made me feel at ease. Robert then formulated a plan and sprung into action. After being in debt for over 6 years I finally found peace and was able to take control of my finical life. I owe it all to Robert because of his hard work, his kindness and his excellent service. Thank you! I would highly recommend him to anyone who needs help finically.

Mr. M.

After going through a divorce which left me with a mountain of debt, I contacted Robert to see if he could help me out.

He sat down with me and listened to my predicament. He asked lots of questions and offered several suggestions. He seemed very knowledgeable about the ins-and-outs of bankruptcy, consumer proposals, and debt consolidation.

After deciding the best route to take, Robert came up with a detailed plan of how to reduce my debt immediately, and eventually eliminate it.

He's also helped me to get my credit back on track.

All in all, he really turned things around for me.

Thank you Robert!

Nikki Z.

So like so many of us, my husband and I hit hard times and had to face the facts; our financial obligations from our past and our present outweighed our combined income. So, it was time to find some help. I made the call to Robert, and I am so happy I did.

Robert has been extremely accommodating, courteous and helpful from the beginning of his dealings with us. I received a call from him within one business day after leaving him a message. Not only did he listen to everything that I had to say about our troubles, he put my mind at ease by giving me some preliminary information, and basically told me things can be worked with, and it will be ok. He was telling the truth; we are now rebuilding our credit and all of our debts are being dealt with in an affordable manner.

I highly recommend his services to anyone!!

Tiffany S.

Robert Osborne at 4 Pillars Consulting gave me hope for a better life to come. I have been in a debt scarring relationship for many years and there seem to be no hope of getting out of it. I was on the verge of filling for bankruptcy as my husband and I were leaning towards a divorce, so I needed to find a way out of the deep pit of debt. I e-mailed a lawyer friend of mine and he recommended Robert at 4-Pillars consulting. Debt is embarrassing. I can finally see how debt can hurt you and the ones you love. I can see how debt can snowball and you feel you have no way out. Robert at 4-Pillars showed us a way out.

If you are having financial difficulties please seek out Robert Osborne at 4 Pillars Consulting. He is professional, knowledgeable and very caring. If you want to start fresh and build a future of financial freedom you will need Robert at 4 Pillars to help you achieve that. He deserves a 10 star!

TSW

I have nothing but good things to say about Mr. Robert Osborne. Because of many years of health problems and financial mismanagement, I got myself in a hole I simply could not get out of. I contacted the BBB and was directed to Mr. Osborne whom right away started me on a simple procedure to eliminate my debt FOR GOOD!!
I couldn't believe how simple it was; THANK-YOU so much Robert...
You saved my life...literally. (I was drowning and you pulled me back to shore).

Lorraine B.

I would like to express my deepest appreciation for the patient, steadfast help that I received from Robert Osborne. His guidance took me successfully through a nerve racking financial process. Thank you so much for your time and human kindness.

Tracy W.

Mr. Osborne was very helpful and knowledgeable. He made the process quite stress free.